http://www.themortgageprovideronline.com en-us N/A andy@fearon-design.co.uk Thu, 21 Aug 2008 21:07:18 CEST 20 http://www.themortgageprovideronline.com/blogs/45/Mortgage-broker-in-Tring.html
We have offered face to face mortgage and insurance advice for over 10 years from out headquarters in Tring. Whilst we travel the country to see clients, we also enjoy having them drop in!

We are independent mortgage brokers, directly authorised by the FSA and covering the whole of the market. The Mortgage Provider has access to every lender in the UK, and not a restricted panel. We offer high street home loans, adverse credit, buy to let, commercial mortgages, self cert, secured loans, professional mortgages and special care for first time buyers.

Tring is a small market town on the A41, with a direct train line into Euston.
]]> no@spam.com (James Berry) Sat, 23 Feb 2008 00:00:00 CET http://www.themortgageprovideronline.com/blogs/45/Mortgage-broker-in-Tring.html http://www.themortgageprovideronline.com/blogs/44/Best-Fixed-Rate-Remortgage.html the best 2 year fixes (with reasonable arrangement fees) are:

West Brom 5.49% (£999 fee) with a free valuation and free legals

Royal Bank of Scotland 5.59% (£999 fee) with a free basic valuation and free legals

The best 3 year fixed rates are:

Abbey 5.62% (£999 fee) Fast Track, with no freebies

Cheltenham & Gloucester 5.69% (£995 fee) with free basic valuation and legals

The best 5 year fixed rate remortgage products:

Marsden BS 5.54% (£799) with free basic valuation

Royal Bank of Scotland 5.54% (£599) with free basic valuation

The best 10 year fixed rate remortgages are discussed here

Obviously, the best fixed rate remortgage product depends on your circumstances: a fixed rate may not even be the best idea if you are prepared to take a risk on a variable rate mortgage.

Either way, you should get advice from independent mortgage brokers!


]]> no@spam.com (James Berry) Mon, 18 Feb 2008 00:00:00 CET http://www.themortgageprovideronline.com/blogs/44/Best-Fixed-Rate-Remortgage.html http://www.themortgageprovideronline.com/blogs/43/10-year-fixed-rate-mortgages.html upper reaches of Gordon Brown's government. Whilst some have warned that they may not be suitable for all due to early repayment charges 'lock ins', they remain a growth area and one worth looking at if you are tired of remortgaging every few years.

The best 10 year fixed rate mortgages are offered by West Brom, Nationwide, the Woolwich, Abbey, Norwich & Peterborough and Kent Reliance at present: all have decent fixes below 6%. One that does stand out, however is the Scarborough Building Society 5.69%, fixed for 10 years with no arrangement fee. This is available up 90% loan to value with no higher lending charge. If you are remortgaging, they offer free legals via their panel conveyancer. They'll even accept a small measure of adverse credit, which is unusual for a small building society.

It stands to good reason to get independent mortgage advice from a broker before you commit to one of these deals, because their early repayment charges extend over 10 years and hence don't offer the flexibility of short term fixes or variable rates with no early repayment charges.

Blog: are long term fixed rates a good idea?



]]> no@spam.com (James Berry) Wed, 13 Feb 2008 00:00:00 CET http://www.themortgageprovideronline.com/blogs/43/10-year-fixed-rate-mortgages.html http://www.themortgageprovideronline.com/blogs/42/Arrears-debt-consolidation-remortgage.html Get an arrears debt consolidation remortgage quote

Being in debt no longer has the social stigma with which it has historically been associated. Today, there is a proliferation of credit and getting in debt has never been easier! However, it is when the amount and size of these debts become unmanageable that people experience problems and are at risk of attracting adverse credit.

Income can go up and down, and it’s those with high debt commitments who are most at risk. Without adequate insurance protection, being made unemployed or falling sick, getting divorced or falling pregnant can affect your ability to repay your loans.

Most people tend to default on unsecured loans rather than on their mortgage as their home is at risk if you fall into arrears with your mortgage lender. However, the mortgage is usually the highest payment and can become unaffordable.

Happily, there are mortgage lenders who will accept remortgages from applicants with arrears, and can consolidate the rest of your debts provided there is sufficient equity in your home. Debt consolidation can help reduce your monthly payments and give you the convenience of one monthly payment. Beware though of the dangers of going from unsecured to secured borrowing, and of the fact that you will be paying more overall.

At The Mortgage Provider, we have arranged arrears and debt consolidation remortgages for clients who have been refused credit for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every arrears and debt consolidation remortgage in the UK. Leave your details below and we will search all of our remortgage lenders for the best possible deal for your circumstances


]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/42/Arrears-debt-consolidation-remortgage.html http://www.themortgageprovideronline.com/blogs/41/Cheap-Remortgage.html Get a cheap remortgage quote

Given the amount of lenders and mortgage products on the market at the moment, it is reasonably simple to get a ‘cheap remortgage’. However, it depends on your definition of a ‘cheap remortgage’! Most of the high street lenders like Abbey, Halifax, Alliance & Leicester, and Nationwide have competitive rates, but often what seems like a cheap remortgage interest rate will come with a high arrangement fee or will go on to an expensive variable rate after the initial benefit period.

This is why getting mortgage advice from a qualified mortgage broker is essential. We can source cheap remortgages, ones which offer great value and are tailored to your circumstances. At The Mortgage Provider, we have arranged cheap remortgages for our clients for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every cheap remortgage in the UK. Leave your details below and we will search all of our remortgage lenders for the best possible deal for your circumstances.



]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/41/Cheap-Remortgage.html http://www.themortgageprovideronline.com/blogs/40/Independent-Mortgage-Brokers.html
Many brokers are actually tied to a lender or panel of lender’s meaning they can only advise on a limited number of products. A directly authorised by the FSA, ‘whole of market’ broker is both independent and able to pick any product from any lender in the UK.

The Mortgage Provider is a independent mortgage brokerage, established 10 years ago in Tring, Hertfordshire. We have extensive experience in sourcing the right financial solutions from the whole of the market, a body of knowledge and expert advice unrivalled by other firms. We pride ourselves on our customer service, and this doesn't end with completion of your mortgage.

Contact us by clicking on ‘call me back’ or enter your info on our homepage.]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/40/Independent-Mortgage-Brokers.html http://www.themortgageprovideronline.com/blogs/39/Halifax-Remortgage.html
Halifax remortgages usually combine market leading rates with good flexible features and reasonable fees. At The Mortgage Provider, we have successfully arranged Halifax remortgages for over 10 years.

Halifax remortgages usually give you the choice of opting for a fixed rate, a discounted rate or a tracker style mortgage. They have been known to offer cashback remortgages and ‘fee free’ packages, where the lender pays the arrangement fee and your legal fees.

Leave your details for us to get back to you.


]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/39/Halifax-Remortgage.html http://www.themortgageprovideronline.com/blogs/38/Abbey-Remortgage.html
We have successfully completed many Abbey remortgages since The Mortgage Provider started trading in 1997. They combine excellent rates with good, flexible features and have a wide range of remortgages, including fee free packages. This is where Abbey pay for the valuation and offer free legal services through their conveyancers.

Abbey remortgage packages offer fixed rates, variable rates and discounted rates. Abbey also offer a ‘fast track’ service for those with low loan to values which involves fewer income checks.

Leave your details for us to get back to you.
]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/38/Abbey-Remortgage.html http://www.themortgageprovideronline.com/blogs/37/Nationwide-Remortgage.html
At The Mortgage Provider, we have arranged Nationwide remortgages for over 10 years and they are one of our favourite lenders for their customer service levels and competitive rates. They currently offer ‘fee free’ remortgages, which means they pay for the valuation and legals where you use their conveyancer.

Leave your details for us to get back to you.

]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/37/Nationwide-Remortgage.html http://www.themortgageprovideronline.com/blogs/36/Remortgage-Advice.html Leave your details here to get mortgage advice

Given that your home is likely to be the most valuable thing you own, getting good remortgage advice can be crucial. Visiting lenders on the high street often doesn’t satisfy as staff in the banks and building societies are not qualified to give ‘advice’, only to tell you what products they have.

A mortgage broker’s job is to assess your circumstances and what you want to achieve and make recommendations based on this knowledge. Usually, the results save you money and give you a mortgage product which is suitable for your aims.

Remortgaging can be a confusing business, and it is very important you understand all of the facets of the mortgage and of the process of remortgaging. Without expert remortgage advice, it is possible to make a mistake you’ll regret.
At The Mortgage Provider, we have given remortgage advice for over 10 years. We are independent, directly authorised and ‘whole of market’: we can quote from any remortgage lender in the UK. Leave your details below and we will search all of our remortgage lenders for the best possible deal for your circumstances and quote you accordingly.



]]> no@spam.com (James Berry) Thu, 29 Nov 2007 00:00:00 CET http://www.themortgageprovideronline.com/blogs/36/Remortgage-Advice.html