Get an adverse credit remortgage quote

The number of our clients who have applied for adverse credit remortgages over the past few years has been growing steadily as people’s debt commitments grow.

Adverse credit remortgages are often not available on the high street, as many lenders are not prepared to lend to those with poor credit histories.

However, we know it can be all too easy for you to damage your credit record. Missing payments on your credit cards or loans will affect your credit rating; indeed, being made unemployed, getting pregnant or divorced can affect you abililty to meet your payments and hence make it more likely you will default. These can stay on your credit record for 6 years!

Luckily, there are adverse credit remortgages for people with credit problems. These are often more expensive than high street loans as they are viewed as more risky by the adverse credit lenders. However, many lenders will accept applicants with CCJs (County Court Judgements), discharged bankruptcy, missed payments or defaults, IVAs (Individual Voluntary Arrangements) and mortgage arrears.

At The Mortgage Provider, we have extensive experience in arranging adverse credit remortgages for our clients. We are independent and ‘whole of market’ so we have access to every adverse credit lender in the UK. Leave your details below and we will search all of our adverse credit remortgage lenders for the best possible deal for your circumstances.

There are also many ways to avoid getting adverse credit in the first place- such as by budgeting carefully, having adequate insurance protection, and getting good mortgage advice-  and we would be happy to advise on all of these matters.