Get a bad credit remortgage quote

The number of applicants asking for a ‘bad credit remortgage’ has been growing substantially over the past few years. Your credit record is altered when you miss a payment on your credit card or default on a personal loan, for instance, which is accessed when lenders credit search your name on applying for credit.

It is very easy to get bad credit, as changes in your circumstances can impact on your ability to pay your loan commitments. Getting divorced or separated, falling pregnant or sick and being made unemployed can all significantly dent your household income and thus your ability to repay your debts.

Although high street lenders like Halifax, Nationwide and the Abbey tend to only accept applicants, there are many mortgage lenders who will offer bad credit remortgages via mortgage brokers. Many lenders will accept satisfied or unsatisfied CCJs (County Court Judgements), mortgage or secured loan arrears, defaults, missed payments, discharged bankruptcy and IVAs (Individual Voluntary Arrangements).

At The Mortgage Provider, we have arranged bad credit remortgages for our clients for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every bad credit remortgage lender in the UK. Leave your details below and we will search all of our bad credit remortgage lenders for the best possible deal for your circumstances.

There are also many ways to avoid getting adverse credit in the first place- such as by budgeting carefully, having adequate insurance protection, and getting good mortgage advice- and we would be happy to advise on all of these matters.