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Arrears Remortgage
- Published 11/29/2007
Get an arrears remortgage quote
Unsurprisingly, the most serious form of bad credit in the eyes of mortgage lenders is mortgage arrears. If you have mortgage arrears, it is likely that you have other bad credit on your record too. Most people are reluctant to get behind on secured loan commitments, as it can result in losing their homes. If income is a problem- and this can be stretched by getting pregnant, or being made unemployed or suffering a disability- people often default on their credit cards or personal loans first as they are unsecured.
So, if you are looking for an ‘arrears remortgage’, it is likely you already have defaults, CCJs (County Court Judgements), or an IVA (Individual Voluntary Arrangements). Many high street lenders would not consider your arrears remortgage application, as it is considered high risk. However, there are a number of mortgage broker only lenders who would consider lending, albeit with higher interest rates than big brand names like the Halifax or the Abbey.
The Mortgage Provider Online mortgage brokers have helped clients arrange arrears remortgages for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every arrears remortgage lender in the UK. Leave your details below and we will search all of our arrears remortgage lenders for the best possible deal for your circumstances.
There are also many ways to avoid getting into arrears with your mortgage in the first place- such as by budgeting carefully, refinancing, and getting sound financial advice- and we would be happy to advise on all of these matters.
Unsurprisingly, the most serious form of bad credit in the eyes of mortgage lenders is mortgage arrears. If you have mortgage arrears, it is likely that you have other bad credit on your record too. Most people are reluctant to get behind on secured loan commitments, as it can result in losing their homes. If income is a problem- and this can be stretched by getting pregnant, or being made unemployed or suffering a disability- people often default on their credit cards or personal loans first as they are unsecured.
So, if you are looking for an ‘arrears remortgage’, it is likely you already have defaults, CCJs (County Court Judgements), or an IVA (Individual Voluntary Arrangements). Many high street lenders would not consider your arrears remortgage application, as it is considered high risk. However, there are a number of mortgage broker only lenders who would consider lending, albeit with higher interest rates than big brand names like the Halifax or the Abbey.
The Mortgage Provider Online mortgage brokers have helped clients arrange arrears remortgages for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every arrears remortgage lender in the UK. Leave your details below and we will search all of our arrears remortgage lenders for the best possible deal for your circumstances.
There are also many ways to avoid getting into arrears with your mortgage in the first place- such as by budgeting carefully, refinancing, and getting sound financial advice- and we would be happy to advise on all of these matters.