Get a poor credit history remortgage

Poor credit affects many people, but it is not as significant as it used to be. Due to the availability and cheap cost of credit, many have over burdened themselves with credit cards, personal loans, hire purchase and secured loans. Changes in circumstance and income can mean that people miss payments, and this can lead to having a ‘poor credit history’.

It is not just financial irresponsibility or a lack of education which can get you a poor credit history, despite what the media might say. Being made unemployed, getting pregnant or having kids, getting divorced or falling sick can have a negative impact on your ability to pay, and result in a poor credit history.

If you already have a mortgage and CCJs (County Court Judgements), defaults, mortgage arrears, secured loan arrears, missed payments, an IVA (Individual Voluntary Arrangement) or a discharged bankruptcy, a poor credit history remortgage may be for you.

If you have very poor credit history, then many high street lenders like the Halifax and Nationwide won’t touch your application. However, in the past few years many new poor credit history remortgage lenders have come on to the market and mortgage brokers have access to them.

At The Mortgage Provider, we have arranged poor credit history remortgages for our clients for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every poor credit history remortgage in the UK. Leave your details below and we will search all of our poor credit history remortgage lenders for the best possible deal for your circumstances.