Get a credit impaired remortgage quote

The mortgage market today is a vastly different one from a few years ago. Historically, it has been difficult to for the credit impaired to remortgage from one lender to another. However, due to increased competition between mortgage lenders, there are now many different niche brands who offer credit impaired remortgages.

Harming your credit record is an alarmingly simple thing to do. Due to the proliferation of credit credit, many people have secured loans, credit cards, hire purchase agreements and more. These can be difficult to manage or unaffordable if your income is stretched. This can be for quite innocent reasons, like becoming unemployed, falling pregnant, or getting sick or divorced. What were affordable payments suddenly swallow up your income, and often result in missed payments.

Missed payments can lead to defaults, CCJs (County Court Judgements), IVAs (Individual Voluntary Arrangements), bankruptcy, mortgage arrears and ultimately repossession. These can stay on your credit record for 6 years.

Luckily, there are credit impaired remortgages available, which can help you. Many remortgages allow you to debt consolidate or raise capital to pay off your debtors. At The Mortgage Provider, we have arranged credit impaired remortgages for our clients for over 10 years. We are independent, directly authorised and ‘whole of market’ so we have access to every credit impaired remortgage in the UK. Leave your details below and we will search all of our credit impaired remortgage lenders for the best possible deal for your circumstances